SSCommunity.ng started in 2018 as a small WhatsApp-based savings group and has grown into a structured digital community with a strong track record.

Get the registration form by clicking on the Sign Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

SSCommunity.ng is a community-driven savings and loan platform where members save annually, earn returns, and access guarantor-backed loans built on trust and accountability.

Yes. Members earn a fair interest return based on how funds are productively used during the year. Interest rates may vary and are communicated transparently.

Early withdrawals are allowed, but all accumulated interest will be forfeited. Only the original savings amount will be paid out.

Only members with active accounts who participate in the Annual Savings Contribution can apply for loans.

Our loan system is built on trust. A guarantor ensures accountability and helps protect the savings of all community members.

If a borrower fails to repay a loan, the guarantor agrees that their active savings may be used to recover the outstanding balance.

No. Loan approval depends on the financial capacity of the guarantor. Larger loans may require multiple guarantors to adequately cover the requested amount.

Yes. Members may refer trusted friends, provided they are willing to participate in the Annual Savings Contribution and follow all community rules.